Workers Comp Renewal


#1

our current worker’s comp insurance is up for renewal. their isn’t a specific “class code” for window cleaners, we are currently are coded as #9014. was curious as what some of the other window cleaners are coded as. (your code would be located on the front of your Premium Summary Page)


#2

Chris,
I believe that they changed our code last year. I was audited last year and they found out they owed me 300.00+ dollars. It was a random audit that they do. The guy that was doing the auditing told me that they had changed the classifications for single story window cleaning and 2nd level window cleaning (Ladder risk is more) My codes are referred to NCCI codes. The office girl is a different code than my workers. I pay my W.Comp online, Its due on Feb 23rd. Print of my certificate right there online. Sweet!

Steve


#3

Thanks Steve

Do you know what the actual code # is?


#4

[COLOR=Blue]Mine is 5474[/COLOR]


#5

Here is what I received today on this very issue.

code#9170

My understanding is that 9014 is for ground level work and 9170 is for everything above the ground.

States Not Applicable: Replaced By:
[ ___ ]MA, OR[ ___ ]
Not Applicable

State Exceptions to the National Code:
NJ, WI

Established: Retained:
National-July 2007 Not Applicable
AK-January 2008
CO-April 1987
FL-January 2008
IA-January 2008
MO-January 2008
MT-January 2008
NH-January 2008
TN-March 2008
VA-April 2008

Discontinued: NCCI Schedule and Group:
Not Applicable Schedule 36, Group 360

PHRASEOLOGY JANITORIAL SERVICES BY CONTRACTORS-INCLUDES WINDOW CLEANING ABOVE GROUND LEVEL & DRIVERS Note: Includes inside and outside cleaning of windows above ground level. Window cleaning when performed at ground level to be separately rated as Code 9014. If verifiable records are not maintained, the entire payroll is assigned to the highest-rated classification that applies to the job or location where the window cleaning is performed. Painting, maintenance, or repair at any location where such contractor does not also perform janitorial services to be separately rated. Cleaning service contractors who provide clean-up crews to prepare residential properties for future occupants are classified to Code 9014.

NAICS Code(s):

(For reference only. Not to be used for classification of risks for workers compensation purposes.)

561720-Janitorial Services

Description:

Code 9170 is assigned to insureds primarily engaged in providing janitorial services for others. Janitorial services are defined as keeping a building clean by routine dusting, vacuuming rugs, and emptying ashtrays-and/or both keeping a building clean and engaging in various types of maintenance or minor repair work for upkeep of a building.

Stated differently, a risk qualifies as a janitorial service if the risk engages exclusively in cleaning a building or performs maintenance or minor repair operations in addition to cleaning a building.

These maintenance or minor repair operations may include, but are not limited to, painting, cleaning windows, changing light bulbs, assisting occupants in the placement of furniture, replacing glass panes, clearing drains, and cleaning carpets. Code 9014 is not intended for a “specialist” contractor such as a painter, plumber, electrician, or carpenter. These risks are assigned to the code applicable to their operations. Code 9014 is not intended for heavy construction operations conducted by the janitorial risk. Operations such as new construction, structural alterations, or rewiring a building are considered beyond the scope of Code 9014 and are separately classified.

Code 9014 is assigned to specialty contractors engaged in residential or boiler cleaning using vacuum suction equipment; floor waxing or polishing; cleaning or washing of interior walls; cleaning, sanitizing and deodorizing of restrooms; and specialty contractors providing swimming pool maintenance for homeowners.

Related Operations Not Classified to Code 9170:

.    Code 9014 Janitorial Services by Contractors-No Window Cleaning Above Ground & Drivers.

CROSS-REF. CHIMNEY CLEANING-RESIDENTIAL-INCLUDES CHIMNEY CLEANING ABOVE GROUND LEVEL & DRIVERS Note: Applies to the cleaning of chimneys by the vacuum suction method above ground level. Chimney cleaning when performed at ground level to be separately rated as Code 9014. If verifiable records are not maintained, the entire payroll is assigned to the highest-rated classification that applies to the job or location where the chimney cleaning is performed.

CROSS-REF. MOBILE POWER OR PRESSURE CLEANING SERVICES-INCLUDES POWER OR PRESSURE CLEANING ABOVE GROUND LEVEL & DRIVERS Note: Applies to the cleaning of building exteriors and equipment using portable water or steam power cleaning systems. Power or pressure cleaning when performed at ground level to be separately rated as Code 9014. If verifiable records are not maintained, the entire payroll is assigned to the highest-rated classification that applies to the job or location where the power or pressure cleaning is performed. Power or pressure cleaning of roofs to be separately rated to Code 5551.


#6

Thanks guys. Does anyone else have any codes they could share?

Thanks


#7

I believe Washington state’s worker’s comp is different than most states (I’m not exactly sure because I’m from Canada and this is the only state I’ve worked it) - but my code for windows washing services is 6602-02 and pressure washing is 0504-18.
Our Worker’s comp is through the state and is figured by your rate multiplied by the number of hours worked
(ie. mine this year is: $0.65785 (employer contribution) +$0.22415 (employee withholding) = $0.8820 (total hourly rate used to calculate quarterly premiums). Make sense? Is this similar to other states?

I should probably start a new thread, but I was curious as to what everyone’s code is for liability insurance?
I have commercial general liability coverage of $2,000,000 through Safeco/American States Insurance. The code is 00302 (which my agent says is the right code, but it lists carpet, rug, furniture & upholstery cleaning - it doesn’t list window cleaning - but I’ve asked her a couple of times and she says it’s the correct code/coverage for my business). I’ve had this coverage since I started my business 7 years ago and never made a claim, but I thought I’d run it past some of you here and see what type of coverage/code you have. BTW, I only pay $500 a year for this coverage.
Thanks


#8

I need to hire my first employee soon in Minnesota…

What code # do I use for work comp insurance that includes ladder work?


#9

#10

It’s ridiculous, I’m not going to be stupid and throw a dude on a ladder without it.

I’m on this MWCIA site to look up codes and wondering if 9014 is the one to use? Anyone extremely bored feel free to take a look.

https://www.mwcia.org/OnlineServices/MCISearch.aspx


#11

I may have answered my own question. I looked up gutter cleaning and that was 9014. Kind of hard to clean those without a ladder.